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Memberships

Pay once. Yours for life.

Clozure is not a subscription. Start free with no card on file. When you are ready, Clozure Complete is a one-time $99 for everything your family will need, and you add only the services you want. If you need a Will, that's included in the price.

Clozure Complete

Everything your family will need. Organized, signed, and shared before they need it.

$99 one time · lifetime membership

  • Everything in Clozure Free
  • Clozure Card™, the link to your vault that fits in a wallet
  • State-compliant will, power of attorney, and healthcare directive, powered by LifeLegacy
  • Concierge guidance, from a person
  • Multiple goodbye videos
  • Multiple trusted contacts
  • A page for your life story, with memorial details and ways to give
  • Complete disposition instructions and service preferences
  • The after-loss checklist your trusted contacts will actually follow
The Clozure Card held in a hand
Clozure Free

A calm place to begin. No card. No expiration.

Get your most important information organized and protected at no cost, forever. Upgrade whenever you are ready, or never.

Included, free
  • A private, encrypted vault for your information
  • Advance directives: more than twenty decisions, in plain words
  • Disposition instructions
  • One trusted contact
  • One goodbye video
Add only what you need

Services, one at a time. Each stands on its own. None of them renews.

Will and directives Legal

Will & directives

A state-compliant will, financial power of attorney, and healthcare directive in about twenty minutes, with unlimited edits. Powered by LifeLegacy.

$179 $500 · included with Complete
Clozure Care After loss

Clozure Care™

A dedicated estate specialist for the calls, forms, and account closures that follow a death. Because grief comes with a to-do list.

$499
Sepio Guard away from home assurance Travel

Sepio Guard

If the unexpected happens more than 75 miles from home, Sepio Guard brings you back and handles the logistics, anywhere in the world.

$499 $5,000
Clozure gift cards Gift

Gift cards

Give someone you love a plan on their own terms. Redeemable for memberships and any service on the Marketplace.

From $10
Platinum · by invitation

The quiet certainty of having everything handled.

Our most complete plan, paired with a dedicated concierge who knows your family's wishes by name.

$4,999 one time · lifetime membership

Request Platinum

Dedicated concierge

One named specialist for the life of your membership, reachable directly.

Documents reviewed by hand

Estate attorneys review every document before it is final, ours or yours.

An answer within the hour

Your family reaches a live person, any hour.

Clozure Care™ included

Our full after-loss support, at no extra cost.

Cost and money

The questions people ask before they pay.

Is a Clozure membership really paid once, for life?

Yes. Clozure Free, Clozure Complete, and Platinum are each a single payment. There is no subscription, and your information and wishes stay safe for as long as Clozure exists.

What does a funeral or cremation typically cost?

It varies by location and by the kind of service. As a benchmark in the U.S., funerals commonly run about $7,000 to $12,000 and cremations about $3,000 to $7,000. Clozure does not charge these costs; our referral partners do. Planning ahead sets a realistic budget and avoids rushed, overpriced decisions later. These are illustrative industry averages, not a Clozure quote.

If I pre-fund a funeral through a Clozure partner, is my money safe?

Pre-funded services are handled by the funeral or insurance provider you choose, not by Clozure. Reputable providers are required to protect pre-need funds in a trust or insurance product until services are needed. We will help you find reputable providers, ask the right questions, and understand exactly how your funds are protected before you commit.

All questions, answered